How To Make More DESIGN By Doing Less: April 2024

Tuesday, April 30, 2024

Santa Monica

Table Of Content

Great haircut for my mom, I highly recommend!
Experience & Safety
Do you take walk-ins? +
Sit back, relax and get ready for a great cut
Incredible experience, expert care & talent
shop NEWS:

Our products and services are specially engineered for today’s thought leaders and change makers. My name is Jenny T and I love all things color and cutting too! Each of our barbers has over 10 years of experience helping men look and feel confident. Whether you are a buzz cut guy or prefer your hair long and quaffed, we will style your hair to perfection. You may cancel your appointment via the email confirmation you received or you may contact us vis phone ot through our online chat feature.

Great haircut for my mom, I highly recommend!

Our barber shops and hair salons are filled with expert stylists ready to give you the perfect style for the SoCal sunshine. Our Master Barbers provide fine precision haircuts and shaves tailored to your style. Absolutely perfect cut and color at Folklore. The team is amazing and the shop is as much a community space as it is a salon.

Experience & Safety

I’m so grateful I found him, a barber who is a true professional and is the nicest guy. I have been his client for a couple of years now and every time I get the perfect haircut with perfect fade. His new salon on 3rd street is top notch. The design, the cleanliness and the atmosphere are excellent. Floyd’s Barbershop in the world-famous Santa Monica neighborhood was the first location opened in California in year. Located right off Santa Monica Boulevard near the 405 freeway, Floyds is the place to be when you are looking for a unique experience.

Do you take walk-ins? +

Adrian is the most experienced barber at Master Barbers. He began picking up clippers and shears in 11th grade of high school at the age of seventeen years old. As a customer though, he would get his regular weekly haircuts at the local barbershop in Santa Monica, California.

Sit back, relax and get ready for a great cut

Like many beginning barbers, he began cutting his own hair as well, then rapidly became the neighborhood barber in Westchester, California. He is also the creator of Dice Barbers Mobile Trolley where he and Master Barbers collaborate for catering mens grooming services at special events. Located on historic Venice Boulevard, the Mar Vista location of Floyd’s is a modern-day barbershop with a flair for the old school.

Hair cut near me: Chicago Public Schools students get school supplies, new back to school looks on South Side - WLS-TV

Hair cut near me: Chicago Public Schools students get school supplies, new back to school looks on South Side.

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Our mural painted on the side of the shop is California through and through and our garage doors open to let in the cool ocean air. Our barbershop and hair salon can make any style happen, whether you are hitting the beach or exploring new places. Schedule an appointment or walk in today and find your style.

Book an in-home service with a 5-star licensed grooming professional. I'm Viviana, I have 8 years of hairdressing experience. If you sit down on my chair, I will try to mak... We welcome customers of any ethnic background, and are able to cut all hair textures. Yes, you may do so via the email confirmation you received for your appointment or call us so we can arrange that for you.

Experienced hairstylist specializing in natural haircuts of all length... Make sure to get an appointment he gets booked way in advance. For over fifteen years, Israel has been a family and community barber.

Excellent cut! Quick, easy & great pricing

He received his barber license from the California Board of Barbering and Cosmetology. Mentored & trained by men’s grooming authorities such as Felix Omars (Los Angeles) & Martial Vivot (New York). Born in Mexico City, Israel came to the United States at the age of six. Growing up, he discovered his gift for fine arts, but had difficulties applying his skill to a given career. Throughout high school & college, Israel curiously began cutting & styling his own hair, not realizing this would be his calling. The battle cry of the BSG community.

You may also text your Barber directly. Lloyd has 14+ years of barber experience and received his license from the California Board of Barbering and Cosmetology. Sign up in the app to receive updates when Shortcut gets to your neighborhood.

Our highly-skilled barbers use only the best in today's men's grooming tools and products leaving you feeling clean and confident. We maintain the highest levels of service and professionalism while providing outstanding cuts and shaves. All of our haircuts are $40.00-$50.00 depending on Barber. Please refer to our 'Services' section on MasterBarbersLA.com for a full service menu with pricing information & service descriptions. Our expert medical team uses state-of-the-art robotics and FDA-approved hair restoration therapies.

They understood exactly what I wanted and implemented it really well while making me feel comfortable. All of our Barbers & Stylists excel in short cuts. The Floyd's Cut is our signature short cut for hair at or above mid-ear, using clippers and or shears. We do clean shaves old school, with a hot towel and blade to get the closest, smoothest shave possible. We offer a 10 minute grace period, depending on the haircut and style.

Adrian appreciated the art of barbering and enjoyed servicing diverse mens hair after mastering the craft early on. Now haircutting for over 22 years, Adrian is well known around his peers and multiple communities as a respected Master Barber. Adrian received his barber license from LA Barber College. Hailing from Los Angeles, Lloyd has been providing haircuts to his friends and family members since high school.

Beyond that, we advise rescheduling to a different time, so that you are able to enjoy the full benefits of the service. Then started haircutting his father & friends in his garage. Working hard to hone and develop his craft to end up in fine men's barber spas in Beverly Hills. We are licensed barbers, stylists, and colorists—handpicked and expertly trained to deliver a one-of-a-kind experience. I enjoy cutting hair of all lengths and styles, and love...

27 Best Barbers in Sydney - Man of Many

27 Best Barbers in Sydney.

Posted: Mon, 12 Jun 2023 07:00:00 GMT [source]

Please schedule your appointment by visiting the "Booking" section at MasterBarbersLA.com.

LA's Best Barber: Wolf's Men's Grooming, House of Beard

Table Of Content

SHAVES_______
The Finest Barber in Los Angeles
Command any room with one of our classic cuts or shaves.
ISRAEL CASTRO

SHAVES_______

The Finest Barber in Los Angeles

Command any room with one of our classic cuts or shaves.

Please schedule your appointment by visiting the "Booking" section at MasterBarbersLA.com.

10 Best Barbershops in Hong Kong - Time Out

10 Best Barbershops in Hong Kong.

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Hair Restoration, Maintenance, & Barbershop

Barber shop helps kids with autism get haircuts - ABC Action News Tampa Bay

Barber shop helps kids with autism get haircuts.

Posted: Mon, 13 Nov 2017 08:00:00 GMT [source]

Monday, April 29, 2024

Hair Color Levels & Charts: Our Foolproof Guide To Choosing Tones & Dyes

Table Of Content

Breakage and Knots
What color is my hair? Conclusions
Type 2 (Wavy Hair)
Type 3A Hair

Using the LCO method, you start by applying a leave-in conditioner. Both methods help your 4c hair achieve a softer, more defined curl pattern while reducing dryness and frizz. The 4C hair type has densely packed and a tightly coiled Z-shaped curl pattern. It’s popularly recognized as one of the hair types within the type 4 hair range. With type 4b hair, strands have a "Z" shape and a less defined curl pattern.

Breakage and Knots

This type of hair will also benefit from additional nourishment from hair creams and oils to keep ringlets plush to the touch and protected from moisture. We like GH Beauty Award winner Suave Curl Defining Hair Cream that effectively prevented frizz and softened without a crunchy feel. This rich, creamy shampoo is perfect for anyone with 4C hair who wants to nourish their strands to make them hydrated, softer, and more manageable. The accompanying conditioner ($28) works to replenish lost moisture while repairing and protecting hair.

What color is my hair? Conclusions

She recommends examining your curls while they're wet—the texture will be evident. "You may have more than one texture in your hair, which is common," she says. For those with Type 4 curls, Breyer recommends using a creamy humectant as a leave-in treatment to try to maximize protection and moisture.

Type 2 (Wavy Hair)

Type 3A curls have an "S" shape to them along with well-defined loops. In total, the diameter of the loop is about the width of a piece of sidewalk chalk, and have a great deal of volume. Because this hair type is so kinky, it is also chronically dry.

SheaMoisture’s African Black Soap Bamboo Charcoal Purification Masque, which is a game-changer for preventing dry, brittle ends. Also, applying a denser styling cream or butter will help to manipulate your hair, making your curls look lush and uniform. Try Oribe’s Styling Butter Curl Enhancing Crème, made with olive and avocado oils to attain deeply penetrating hydration.

Understanding Each Type 4 Hair Texture That Exists

The 4C hair type is the driest of them all, and it all comes back to the tightly-kinked shape of each strand. Unlike your Type 1 and 2 friends, curly hair often suffers from dryness because natural oils produced by the scalp don't travel down the full length of the hair shaft. You'll find that it's easier to create styles and to get those coils poppin' when you quench your hair's thirst.

Andre Walker is a celebrity hairstylist who is credited with popularizing the hair typing system and classifying hair into four specific types. It’s a spectrum that ranges from thick, S-shaped waves mixed with curls to loose loops. Another option is to wash a strand of hair that has been removed from the scalp and rinse it in cold water. Allow the individual hair strand to dry without touching it to get an accurate depiction of the LOIS hair type. His comments are actually very simple regarding Type 4 (Kinky) hair – if you can see a definite curl pattern, then you have Type 4A hair.

The Go-To Guide on Caring for High Porosity Hair - Good Housekeeping

The Go-To Guide on Caring for High Porosity Hair.

Posted: Wed, 15 Mar 2023 07:00:00 GMT [source]

Regardless of your hair type, there are things such as moisturizing, cleansing, protecting the hair among others that every individual must do in order to take good care of their hair. Staying hydrated is also one of the most important ways of taking care of yourself from the inside out. It doesn’t matter how much time and products you use to moisturize your hair, if you are dehydrated, your hair will be negatively impacted.

How to Care for Type 4 Hair To maintain Healthy?

We love Design Essentials Natural Curl Enhancing Mousse and milk_shake Incredible Milk for fine, curly hair. Type 3 curls can look different based on your subtype, but overall, they are defined, bouncy curls with an S-shape. Type 3 includes curls that range from loose, soft ringlets to tight corkscrew curls. Then, in the 90s, Oprah Winfrey’s stylist Andre Walker developed a revolutionary hair typing chart (very appropriately named The Andre Walker Hair Typing System).

It also requires finding curl care products with the right ingredients for your hair type. Type 3B is a tighter curl, with a spring back of 1 to 2 inches that needs more TLC. A pencil can fit into your curls, but they are most likely looser in the front of your head. Again, Francis recommends weekly wash days—as opposed to more frequent washing—since any more than that can dry out your curls. Celebrity stylist Kim Kimble defines this curl type as “beachy waves with a loose S-pattern with little to no bounce.” She suggests her Curl Whip Mousse to achieve a defined curl. A leave-in product and a curl definer make up the standard routine, but both Amiel and Francois agree there are more factors to bringing out the best in your texture.

Even with these brief descriptions, it’s hard to determine which type your curls will actually fall under. That’s why we’re going to take a look at each curl type in depth. Each of those four types is then broken down into subtypes A, B, and C. But you can further break it down into type 1A, 1B, or 1C depending on your hair’s texture and appearance.

And no matter what your curl type is, remember to make moisture a priority – just choose moisturizing products that are appropriate (not too light or heavy) for your hair texture. If you have 4C hair, for instance, applying products that are designed for straight hair will destroy the hair. This is because most shampoos for straight hair are designed to address oiliness and therefore using such a product on 4C hair will only lead to further drying of this type of hair. Mechanically, 4c hair type is more fragile and prone to breakage because every bend in the strand is a point of weakness.

After bleaching or another form of lightening, having a dye that works well for stripped and white hair. If you plan on heat styling your hair, make sure to always use a heat protectant. Kayganich likes to use a blow dry cream, like Hairstory Dressed Up, or if flat iron or curling with an iron, she prefers an aerosol heat protectant.

Sunday, April 28, 2024

14 Easy Christmas Sugar Cookie Decorating Ideas » Lady Decluttered

Table Of Content

Start with: Best-Ever Sugar Cookie Recipe
Classic Christmas Sugar Cookie Recipes to Help You Get in the Holiday Spirit
Quick + Easy Desserts
Bake on parchment paper
Sugar Cookie Christmas Trees Step by Step Video

Using two sizes of tree shaped cookie cutters and a circle, we made this simple green and white Christmas forest platter. Red cinnamon dots added holly berries to the wreaths. You can read more about our royal icing techniques here. Now it’s time for the rest of the powdered sugar.

Start with: Best-Ever Sugar Cookie Recipe

Stir red food coloring into 1 bowl until you reach your desired shade. Stir black food coloring into another bowl until you reach your desired shade. Outline and flood the entire snowmen white with piping tip #5. (Leave room for the black hat!) Allow to set.

Classic Christmas Sugar Cookie Recipes to Help You Get in the Holiday Spirit

Finally, you’ll add the green gel icing color and stir. Add as much as you need to get a nice shade of green. Keep in mind that a little bit goes a long way. This is the very first step to basically all cookie decorating. By outlining the edges of your cookie with royal icing, you'll be able to fill in the whole cookie without the risk of the icing spilling out over the edges. You want to make sure the icing is thick enough that it holds its shape, but not so thick that you can't easily spread it around.

Quick + Easy Desserts

Let thaw, and warm up enough to be able to roll it out without difficulty. Fill the marked area with red icing, either using a round tip or if you want a more pronounced scarf, use a stiffer icing and Wilton tip 104. It can also be done in a more freeform style to make the whorls of frost on a snowflake, or the swirling stripes of a candy cane. If the toothpick is dragged along a gentle arc, this same technique can be used to create the illusion of curvature. Yes, this dough can be frozen for up to 3 months.

You should use fresh icing because it has more air incorporated into it. The air, combined with the molecular structure of the sugar and eggs, will help the icing dry faster. You can also clip a handheld fan to your sheet pan to help the icing dry faster.

You should also stir the food coloring into the icing base completely so that no streaks remain. You should also remember that the icing will dry darker than it will pipe onto the cookie, so you can always do a few tests to ensure your dye-to-base ratio is perfect. To start using this technique, fill ¾ of your piping bag with royal icing. Any more will make the bag difficult to handle and maneuver. Twist the top of the bag closed and apply your binder clip to keep your icing from coming out on the wide part of the bag.

If you're aiming for a snappy sugar cookie, you can use white sugar only. But if you want a little bit of give in the cookie, you'll want to substitute a little bit of the white sugar for brown sugar in your sugar cookie recipe. To prevent royal icing from running off the edges, start by piping a border around the cookie’s edge with a slightly thicker consistency of icing.

Working with a secondary color, polka-dot the cookie according to the instructions above. Next, drag a toothpick through each dot, moving from top to bottom. Fold the excess portion of the bag in half, and stand upright in a drinking glass with the tip pointed up.

Candy cane cookie designs

Whip the mixture for seven to ten minutes or until it thickens it starts to hold small peaks. At this point, turn off the mixer and lift up the whisk. If the mixture drips off and melts back into the rest in the bowl within seconds, it’s ready. Place 2 small dots of white icing in the middle of the circle where the eyes should go. Cover most of the cookie in white royal icing in an uneven pattern.

Though we used gingerbread to make this Snowflake Cookie Wreath, it can easily be done with any roll-out cookie dough recipe you’d like! A striking display for your holiday table, this Christmas cookie project is great for decorators looking for a little challenge. Yes, you can make royal icing ahead of time. Store it in an airtight container with plastic wrap pressed onto the surface of the icing to prevent crusting. It can be kept at room temperature for up to 2 days or refrigerated for up to a week. Just be sure to stir it well before using to restore the proper consistency.

20 Best Winter Scented Candles of 2024 - The Pioneer Woman

20 Best Winter Scented Candles of 2024.

Posted: Mon, 27 Nov 2023 08:00:00 GMT [source]

These baking tools would be great to add to your holiday wish list. And while you’re at it, be sure to check out my Holiday Baking Gift Guide. Lots of fun ideas in there, either for yourself or other baker friends! You can also review my recommended Best Cookie Baking Tools and Cookie Decorating Supplies for even more suggestions. After the rolled-out dough chills for at least 1–2 hours, use cookie cutters to cut out shapes, and re-roll your scraps. If you don’t mind mixing more colors of icing, you can add a scarf, buttons and the hat in different colors.

You can tape the bag closed to prevent it from unraveling or opening back up, or just be mindful to keep it tightly twisted at all times (the pastry chef way). Another reason why you should consider adding cornstarch is because it will prevent the dough from getting as sticky when you're rolling it out. This means less opportunity for the dough to stick to the rolling pin or your countertop. Besides this extra ingredient, you should also always use cold butter to curb the cookie spread. Letting the icing sit isn't the only thing that can cause a hint of vibrant colors.

The green food coloring is added to the cookie dough so they’re the right color when they come out of the oven. Cover most of the cookie with white royal icing except for a circle in the middle. To give it more of a 3D effect, cover the whole cookie in white icing, wait until it dries, and then add the snowflake lines. Or just draw lines of icing on the tips of each snow flake to give it a more intricate design.

They are flavored with vanilla and almond extract and have the best texture that is so tender and delicious. Since 1929, the Wilton Team of bakers has been inspiring the joy of creativity in everyone, everywhere, every day. No matter where you are on your baking journey, Wilton is here to help you bake your world happy.

Saturday, April 27, 2024

What Are Mortgage Payments On A $300K Loan?

Table Of Content

Can my monthly payment go up?
Questions To Ask A Mortgage Lender
Get a more accurate estimate
How much are closing costs?
Mortgage Calculator
What is a down payment?

Let’s take a look at the different monthly mortgage payments you could have with a $300,000 mortgage based on a 10-, 15-, 20- and 30-year loan term, with an annual percentage rate (APR) of 5% – 7%. Conventional loans are backed by private lenders, like a bank, rather than the federal government and often have strict requirements around credit score and debt-to-income ratios. If you have excellent credit with a 20% down payment, a conventional loan may be a great option, as it usually offers lower interest rates without private mortgage insurance (PMI). You can still obtain a conventional loan with less than a 20% down payment, but PMI will be required.

Can my monthly payment go up?

First-time home buyers should keep track of these costs as they add up quickly. A mortgage is a loan secured by property, usually real estate property. Lenders define it as the money borrowed to pay for real estate. In essence, the lender helps the buyer pay the seller of a house, and the buyer agrees to repay the money borrowed over a period of time, usually 15 or 30 years in the U.S. A portion of the monthly payment is called the principal, which is the original amount borrowed.

Questions To Ask A Mortgage Lender

The NerdWallet mortgage payment calculator cooks in all the costs that are wrapped into your monthly payment, including principal and interest, taxes and insurance. The more info you’re able to provide, the more accurate your total monthly payment estimate will be. Let’s explore how the mortgage payments on a $300,000 loan could look and highlight important factors to calculate into your total monthly costs.

Get a more accurate estimate

How Much Money Do You Need To Buy A House In 2024? - Uswitch

How Much Money Do You Need To Buy A House In 2024?.

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Our calculator can factor in monthly, annual, or one-time extra payments. However, borrowers need to understand the advantages and disadvantages of paying ahead on the mortgage. The major part of your mortgage payment is the principal and the interest.

How much are closing costs?

For example, you may have homeowners association dues built into your monthly payment. It helps to gather all of these additional expenses that are included in your monthly payment, because they can really add up. If you don’t consider them all, you may budget for one payment, only to find out that it’s much larger than you expected.

How to calculate your mortgage payments

A mortgage loan term is the maximum length of time you have to repay the loan. Longer terms usually have higher rates but lower monthly payments. Shorter terms help pay off loans quickly, saving on interest.

You’ll still have to pay certain fees to refinance, but the savings might be worth the upfront costs if you plan to stay in the home. The United States Department of Agriculture backs USDA loans that benefit low-income borrowers purchasing in eligible, rural areas. While an upfront funding fee is required on these loans, your down payment can be as little as zero down without paying PMI. Down payment - The down payment is money you give to the home's seller.

Mortgage Calculator

Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site.

What is a down payment?

With the 30-year, you pay $646,624 total — over $100,000 more. Each month we’ll pay $2,859.53, over 60% more than with the 30-year loan. When all’s said and done, for a 30-year loan at 3.5% interest, we’ll pay $1,796.18 each month. Our partners cannot pay us to guarantee favorable reviews of their products or services. Find out what you qualify for with Rocket MortgageⓇ by applying for a mortgage loan today.

You can explore your options for mortgage payments on a $300,000 loan by using the amortization calculator. Above is the repayments on a $300K mortgage with an amortization schedule that shows how much you have to pay each month, and how much interest and principal you are paying. In general, for a 30-year fixed loan, you will have the lowest monthly payment but the highest interest rate. However, with a 15-year fixed, you’ll have a higher payment, but will pay less interest and build equity and pay off the loan faster. The longer the term of your loan — say 30 years instead of 15 — the lower your monthly payment but the more interest you’ll pay. Putting 20% down on a $300,000 home requires a $60,000 down payment.

The calculator auto-populates the current average interest rate. Most people use a mortgage calculator to estimate the payment on a new mortgage, but it can be used for other purposes, too. To remedy this situation, the government created the Federal Housing Administration (FHA) and Fannie Mae in the 1930s to bring liquidity, stability, and affordability to the mortgage market. Both entities helped to bring 30-year mortgages with more modest down payments and universal construction standards. By thoroughly researching and comparing your mortgage loan options, you’ll be prepared to make the best financial decision for your situation.

Only four in ten Americans could afford a home under such conditions. During the Great Depression, one-fourth of homeowners lost their homes. These costs aren't addressed by the calculator, but they are still important to keep in mind. Read our article to find out what questions you should ask when it comes to choosing the right lender for your needs. Check out the answers to some frequently asked questions about $300,000 homes and whether buying one will work for your financial situation.

However, monthly payments are higher on 15-year mortgages than 30-year ones, so it can be more of a stretch for the household budget, especially for first-time homebuyers. It’s equally important to consider the loan term and interest rate when determining if mortgage payments on a $300,000 loan will be feasible for you. Also include room in your budget for your homeowners insurance, property taxes and any mortgage insurance that may be required. With a mortgage of $300,000, even a 0.25% reduction in mortgage rates will save you thousands in interest payments over the course of your mortgage.

In addition to mortgages options (loan types), consider some of these program differences and mortgage terminology. You can think about refinancing (if you already have a loan) or shop around for other loan offers to make sure you’re getting the lowest interest rate possible. Interest rate - Estimate the interest rate on a new mortgage by checking Bankrate's mortgage rate tables for your area. Once you have a projected rate (your real-life rate may be different depending on your overall financial and credit picture), you can plug it into the calculator. Loan amount - If you're getting a mortgage to buy a new home, you can find this number by subtracting your down payment from the home's price. If you're refinancing, this number will be the outstanding balance on your mortgage.

Ultimately, your income and the amount of debt you owe will determine whether you can comfortably afford a $300,000 mortgage. Before deciding whether it’s right for you, take into account your monthly debt payments and additional homeownership expenses, such as energy costs and maintenance fees. Homeowner's insurance is based on the home price, and is expressed as an annual premium. The calculator divides that total by 12 months to adjust your monthly mortgage payment. Average annual premiums usually cost less than 1% of the home price and protect your liability as the property owner and insure against hazards, loss, etc. Private Mortgage Insurance (PMI) is calculated based on your credit score and amount of down payment.

Mortgage Calculator Free House Payment Estimate

Table Of Content

Questions To Ask A Mortgage Lender
How to calculate mortgage payments
Your mortgage payment information
Year Fixed Vs. 30-Year Adjustable-Rate Mortgage (ARM)
Evaluate affordability
How much is private mortgage insurance?

The FHA also offered further help amid the nationwide drop in real estate prices. It stepped in, claiming a higher percentage of mortgages amid backing by the Federal Reserve. Today, both entities continue to actively insure millions of single-family homes and other residential properties. Conforming loans have maximum loan amounts that are set by the government and conform to other rules set by Fannie Mae or Freddie Mac, the companies that provide backing for conforming loans. A non-conforming loan is less standardized with eligibility and pricing varying widely by lender.

Questions To Ask A Mortgage Lender

Getting a mortgage preapproval will help you stand out when making an offer while providing you with a better picture of exactly how much house you can afford. Once you’ve completed your financial analysis, you can begin researching lenders. Find the one that best meets your needs and begin your application process. A little math can go a long way in providing a “how much house can I afford? Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page.

How to calculate mortgage payments

Enter the price of a home and down payment amount to calculate your estimated mortgage payment with an itemized breakdown and schedule. Adjust the loan details to fit your scenario more accurately. Start by checking your credit history for any issues that could prevent you from qualifying for a loan. Next, review your monthly debt payments and determine your DTI. Using the mortgage calculator, explore all the factors affecting your monthly mortgage payment. You’ll get an idea of what the different loan terms will mean for your budget.

How Much Are Closing Costs? Plus: How To Avoid Closing Costs - Realtor.com News

How Much Are Closing Costs? Plus: How To Avoid Closing Costs.

Posted: Tue, 14 Mar 2023 07:00:00 GMT [source]

Your mortgage payment information

Although it's a myth that a 20% down payment is required to obtain a loan, keep in mind that the higher your down payment, the lower your monthly payment. A 20% down payment also allows you to avoid paying private mortgage insurance on your loan. You can use Zillow's down payment assistance page and questionnaire tool to surface assistance funds and programs you may qualify for. Use Zillow’s home loan calculator to quickly estimate your total mortgage payment including principal and interest, plus estimates for PMI, property taxes, home insurance and HOA fees.

Year Fixed Vs. 30-Year Adjustable-Rate Mortgage (ARM)

This is called private mortgage insurance, or PMI which is a protection that lenders use to protect themselves in case of default from the borrower. Your loan program can affect your interest rate and total monthly payments. Choose from 30-year fixed, 15-year fixed, and 5-year ARM loan scenarios in the calculator to see examples of how different loan terms mean different monthly payments. NerdWallet’s mortgage payment calculator makes it easy to compare common loan types to see how each type of loan affects your monthly payment. We source the latest weekly national average interest rate from Zillow, so you can accurately estimate and compare your monthly payment for a 30-year fixed, 15-year fixed, and 5/1 ARM.

Mortgage Calculator

The other portion is the interest, which is the cost paid to the lender for using the money. There may be an escrow account involved to cover the cost of property taxes and insurance. The buyer cannot be considered the full owner of the mortgaged property until the last monthly payment is made. In the U.S., the most common mortgage loan is the conventional 30-year fixed-interest loan, which represents 70% to 90% of all mortgages. Mortgages are how most people are able to own homes in the U.S. Below is an example amortization schedule for a $300,000 loan on a 30-year mortgage at a 7% interest rate.

Evaluate affordability

Non-conforming loans are not limited to the size limit of conforming loans, like a jumbo loan, or the guidelines like government-backed loans, although lenders will have their own criteria. VA loans are partially backed by the Department of Veterans Affairs, allowing eligible veterans to purchase homes with zero down payment (in most cases) at competitive rates. Homeowners in some developments and townhome or condominium communities pay monthly Homeowner's Association (HOA) fees to collectively pay for amenities, maintenance and some insurance. Mortgage interest is the cost you pay your lender each year to borrow their money, expressed as a percentage rate.

Mortgage help offered for struggling homeowners in Wales - BBC.com

Mortgage help offered for struggling homeowners in Wales.

Posted: Tue, 07 Nov 2023 08:00:00 GMT [source]

FHA loans have looser requirements around credit scores and allow for low down payments. An FHA loan will come with mandatory mortgage insurance for the life of the loan. Let’s add one more caveat to the mix by looking at an adjustable-rate mortgage (ARM) versus a fixed-rate mortgage. An adjustable-rate mortgage allows you to pay one interest rate for a set period of time before the loan adjusts periodically over the remainder of the loan term.

If your loan amount is greater than 80% of the home purchase price, lenders require insurance on their investment. These loans have interest rates that reset at specific intervals. They typically begin with lower interest rates than fixed-rate loans, sometimes called teaser rates. After the initial term ends, the interest rate — and your monthly payment — increases or decreases annually based on an index, plus a margin. Bankrate's calculator also estimates property taxes, homeowners insurance and homeowners association fees. You can edit these amounts, or even edit them to zero, as you're shopping for a loan.

Property taxes, home insurance, HOA fees, and other costs increase with time as a byproduct of inflation. In the calculator, the recurring costs are under the "Include Options Below" checkbox. There are also optional inputs within the calculator for annual percentage increases under "More Options." Using these can result in more accurate calculations. The loan type you select affects your monthly mortgage payment. Explore mortgage options to fit your purchasing scenario and save money. How much you can afford to apply to a down payment can also influence the final numbers.

In the early 20th century, buying a home involved saving up a large down payment. Borrowers would have to put 50% down, take out a three or five-year loan, then face a balloon payment at the end of the term. Being house poor means working double time to pay for a house you can’t comfortably afford. Zillow's mortgage calculator gives you the opportunity to customize your mortgage details while making assumptions for fields you may not know quite yet. These autofill elements make the home loan calculator easy to use and can be updated at any point. Over the length of the loan, though, the 15-year loan is a far better deal, considering the interest you pay — $514,715 in total.

While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service. Loan start date - Select the month, day and year when your mortgage payments will start. This formula can help you crunch the numbers to see how much house you can afford. Alternatively, you can use this mortgage calculator to help determine your budget. Aside from paying off the mortgage loan entirely, typically, there are three main strategies that can be used to repay a mortgage loan earlier. However, if interest rates drop, you might consider refinancing to a fixed-rate loan.

Christmas Tree Sugar Cookies with Buttercream Frosting

Table Of Content

Best icings and frostings for decorating
Recipe Index
Calzone Recipe
Easy Decorated Christmas Sugar Cookies (3 fun ways)
Taco Tuesday Recipes for a Family Fiesta
More Christmas Cookie Recipes!

You can also roll out your dough between two sheets of parchment paper rather than in a bath of flour. While the flour can help prevent sticking to the counter, it also impacts the texture of the dough and can make it drier than what you intend. You should stick to mixing your batter only enough to remove all the streaks and clumps of flour.

Best icings and frostings for decorating

Corn syrup is sweeter than glucose or glycerin, both of which are often found in royal icing recipes where corn syrup is not readily available. If you plan to add corn syrup to your royal icing recipe, you should opt for light corn syrup rather than a darker type — which is made with molasses for color. You'll want to leave your butter at room temperature for about an hour to soften before you start preparing your sugar cookie dough. There are some tricks you can use for warming up your butter faster, such as cubing the butter into tiny pieces before letting it warm up on your countertop. One of the easiest ways to add depth to the flavor of your sugar cookie is to substitute the butter in the recipe for browned butter.

Recipe Index

Christmas Cookie Decorating Ideas - Food & Wine

Christmas Cookie Decorating Ideas.

Posted: Thu, 30 Nov 2023 08:00:00 GMT [source]

Once you've made the dough, chilled it, and rolled it out using the recipe directions, follow the instructions for each variation below. If you want to plan a full cookie decorating day with your kids, you'll definitely want to follow the preparation timeline I outline here. Then we add a third or fourth color by adding sprinkles for accents. Please leave a review and rating letting me know how you liked this recipe! This helps my small business thrive so I can continue providing free recipes and high-quality content for you.

Calzone Recipe

This Wellie Wishers-inspired cookie tray has lots of simple design options to choose from. Pipe a swirl of frosting onto the largest cookie, then add the second medium sized cookie on top. Pipe a swirl of frosting onto the second cookie, then top with the third and smallest cookie. Pipe a swirl on top of the final cookie and decorate with a star and round “ornament” sprinkles. Add the vanilla extract and mix until well combined.

Easy Decorated Christmas Sugar Cookies (3 fun ways)

You can also use your hands to feel the texture of the batter more, instead of using a stand mixer or a handy wooden spoon. But is there anything to be done if you've over-mixed your batter already? Mix the powdered sugar and meringue powder in a large bowl. Using the whip attachment, whip them while slowly adding the water.

Taco Tuesday Recipes for a Family Fiesta

Wrap it with plastic wrap and refrigerate it for at least 30 minutes. Big enough to serve at a holiday party, this Christmas Tree Cookie Cake is a great project for the whole family to do together. You can flavor with different extracts or spices, like cinnamon or pumpkin pie spice. I actually prefer a pinch of cinnamon in them. Submit your question or recipe review here.

Line baking sheets with parchment paper or silicone baking mats. See the recipe card at the end of the post for the full ingredients list and instructions. Cover the cookie with red sanding sugar, shake off the excess. The sugar will stick to the red parts only, since it’s wet.

Start by piping an edge around each cookie. Then you can pipe more icing into the center and use a toothpick to smooth it into an even layer. Once the dough is chilled, unwrap it and roll it out with a rolling pin so it is 1/4″ to 1/2″ thick. Sift the flour, corn starch, and salt into a mixing bowl. Whisk to combine and then set the bowl aside.

There are several different ratios of ingredients you use to get the perfect royal icing consistency. For the stiffer royal icing, add more powdered sugar. If you want royal icing that allows you to quickly flood the surface of a cookie, you'll want to add a bit more water so your icing is a honey-like consistency. Don't worry though — you won't lose any of the delicious flavors of your butter as it starts to saturate and harden. You may, however, find that your dough is drier than if you were to use the same amount of regular butter.

Whether you're frosting Christmas trees, cookie ornaments, or simple geometric shapes, polka dots add the most visual interest for the least amount of effort. For this technique, outline and flood the cookie with whatever color icing you prefer. Working with a secondary color, hold the piping bag perpendicular to the cookie, with the tip just barely above the surface of the icing.

Baker & recipe developer on a mission to make baking EASY, affordable, and delicious. This snowman-in-a-snowglobe round Christmas cookie is a bit more elaborate than some of the others, but that doesn’t mean it’s not a cinch to make! The details here are all made with sprinkles. You’ll need one of each size cookie to make each tree. Start with the largest cookie on the bottom and pipe an even layer swirl of frosting on top.

Working with just two colors of icing and a variety of sprinkles to add more color and depth, you'll quickly have a gorgeous cookie tray to share for the holidays. Then prep a batch or two of this easy royal icing recipe. First, you'll want to bake a batch of this awesome cut out sugar cookie recipe.

Monday, April 1, 2024

Port of Miami Cruise Port and Terminal Information

Table Of Content

Long Beach, CA
MSC Cruises achieves milestones in World-class ship construction
Miami, Florida
Central & South America
WHICH TERMINAL DO YOU GO TO?
(NEW) Virgin Voyages "Terminal V"

FY2018 (Sept 2017-Sept 2018) was another (4th consecutive) record year, with 5,8% growth in containerized cargo volumes (total 1,084 million TEUs) and 4,7% increase in cruise shipping (total 5,592 million passengers). Cargo shipping growth was attributed to the seaport's USD 1 billion investments in infrastructure improvements that allowed handling of Post-Panamax ships (with min draft 12 m / 40 ft). In 2018, the port handled over 250 such vessels, following a deep dredging project and the installation of Super Post-Panamax gantry cranes. Cruise shipping growth was attributed to expanded business opportunities (adding 3 new cruise companies - Viking Ocean, Seabourn, Victory Cruise Lines), extended homeport seasons and homeporting larger passenger liners. The new "Terminal A" facility is sized 170,000 ft2 (15,800 m2) and is able to handle the world's largest passenger ships of the OASIS-class.

Ship Arrivals - Cruise schedule for the Port of Miami, Florida from January to March 2018 - Crew Center

Ship Arrivals - Cruise schedule for the Port of Miami, Florida from January to March 2018.

Posted: Mon, 16 Oct 2017 07:00:00 GMT [source]

Long Beach, CA

Read on for our Port of Miami breakdown, including address information, cruise line terminals, directions, services and more. Also, be sure to check out Cruise Critic's ranked cruise deals from Port of Miami and see what tips, tricks and secret advice our Cruise Critic members have to say about cruises from Port of Miami. PortMiami's cruise lines offer an array of popular itineraries that include ports of call easily reached from Miami, including the Eastern and Western Caribbean, Mexico, Key West, South America and beyond. Visit the cruise line of your choice for more information on cruise schedules, destinations, and more. Royal Caribbean | The Crown of MiamiIn November 2018, Royal Caribbean Cruises Ltd. officially opened Terminal A in collaboration with Miami-Dade County.

MSC Cruises achieves milestones in World-class ship construction

Since January 2024, in Block 55 at Sawyer's Walk (premium retail shopping and residential area in Downtown Miami) is headquartered MSC Group (the world's second-largest container shipping company/after Maersk). In 2017 started discussions for turnaround operations by vessels of Virgin Voyages and NCL-Norwegian. However, Carnival Cruise Line remained the Port’s largest customer (2+ million passengers in 2017). Set off on your cruise adventure from the glamorous port of Miami, Florida. Known for its vibrant nightlife, stunning beaches, and diverse culture, this vibrant city offers a perfect blend of relaxation and excitement.

Miami, Florida

Relocation routes from Miami usually include the Canary Islands and Mediterranean ports, and often Bermuda (stopping at King's Wharf). The longest relocation itineraries end in Baltic Sea turnaround ports (Amsterdam, Copenhagen, Hamburg). Seasonal ship relocations (RepositionCruises.com) include Panama Canal transits from Florida to Alaska in late Spring. The itineraries end either in California ports or in the turnaround ports for Alaskan roundtrip from Vancouver BC or Seattle WA.

Bimini Islands, Bahamas

Best cruises from Florida: Our top 9 trips from the Sunshine State - The Points Guy

Best cruises from Florida: Our top 9 trips from the Sunshine State.

Posted: Tue, 06 Jun 2023 07:00:00 GMT [source]

NCLH's new terminal was expected to generate ~US$24 million in gross revenue (starting FY2018), with an estimated increase of 3% each year. By the April 2018-signed agreement, NCLH guarantees Miami-Dade a minimum of 1,3 million passengers annually. RCCL later added to the project another building (named "Innovation Lab") that serves as the corporation's headquarters. Innovation Lab is sized 1860 m2 (20,000 ft2) and also hosts the company's ship design studio. In September 2015, the world's second-largest cruise ship company Royal Caribbean Cruises Ltd/RCCL announced its plans to build a US$100 million terminal at PortMiami.

For comparison, the Port's annual revenues are US$1,2M (from cargo activities) and US$9,5M (from cruise shipping). FY2019 (Sept 2018-Sept 2019) was again record-breaking for both container shipping (+3,4 % increase, to 1,12 million TEUs) and cruise shipping (+22% increase, to 6,824 million passengers). In 2019 were signed terminal development projects with Carnival Corporation, MSC, NCLH-Norwegian, Virgin UK, CMA-CGM (for Terminal Link Miami). The port generated ~USD 7,8 billion (economic impact) and supported ~27,500 South Florida jobs. The port has 2 super post-Panamax gantry cranes (among the world's largest) with capacity to handle 22,000-TEU boxships.

The system serves a total of 31 US seaports, supporting 85% of the USA's cargo shipping traffic. On December 9, 2018 (Sunday), the port reported its ultimate one-day record for cruise shipping traffic - 52,000 passengers. In 2016, PortMiami handled nearly 4,98 million cruise passengers and also added new (MSC-exclusive) terminal for year-round homeporting.

FLL also offers an affordable daily shuttle to cruise ships at the Port of Miami (along with other airports, like FLL, MIA or PBI International Airports). The Fort Lauderdale Airport Shuttle runs every 5 to 20 minutes, but does require a reservation at least 24 hours in advance. Pricing depends on the designated vehicle and your number of passengers. The following timetable provides valuable information and keeps track of the future cruise shiparrivals from all major cruise lines. Inorder to find out more about the cruise ship itineraries such as ports, dates, and arrival/departuretimes just follow the ship’s link.

Last year, PortMiami set another world record in cruise passengers, nearly 5 million passengers sailed through PortMiami — more than any other port in the world.It is an exciting time at PortMiami! The port is poised for yet another exceptionally strong cruise season as it welcomes a host of new cruise brands and new build ships that rank among the most innovative vessels on the seas. FY2023 (October 1st, 2022, through September 30th, 2023) became PortMiami's record year for cruise shipping, with handled a total of 7, million passengers (~7% increase over FY2019). Miami is also among the most fortunate ports where newest cruise ships make show-off visits and many schedule inaugural homeporting seasons. Port's facilities are among the most modern, providing easy processing and boarding.

As of 2016, PortMiami handled ~750,000 Royal Caribbean passengers (per year) or ~15% of the Port's entire cruise traffic. The new terminal generates at least 1,8 million cruisers (or ~30% of the projected traffic) with estimated economic impact ~USD 0,5 billion. The building is sized approx 166,500 ft2 (15,500 m2) and implements all modern technologies that support faster and more efficient passenger processing, as well as expedited security screening and luggage check-in.

The new agreement extended the old (Saturdays) preferential berthing rights to Sundays as well. Use the Miami cruise schedule calendar below to find a Miami cruise sailing by destination, cruise line, or ship. Always confirm the terminal your ship will be departing from with your cruise line. Home to an array of cultures, Miami is the place to go to see Art Deco designs, dance the night away to Latin rhythms, snap photos of pink flamingos, and relax on legendary beaches—all on the same day!

Free cell phone waiting lots are available across from terminals B and 2 (north of Seaman's Center) for anyone waiting to pick up disembarking passengers. For a complete listing of cruise lines, their schedules at PortMiami, and all other important information about cruising from PortMiami, please consult our Cruise Guide . On November 28, 2018, Richard Branson (Virgin Group's Founder) and Tom McAlpin (Virgin Voyages' President and CEO) officially announced the plans for a new/exclusive cruise terminal in PortMiami. By the agreement, NCLH received preferential berthing rights at the new Terminal B. This means priority docking of vessels from the fleets of NCL, Oceania and RSSC-Regent. The required minimum number of ship calls (per fiscal year) is 45, which is 15 more than the previous agreement.

The new terminal was officially opened/inaugurated on December 7, 2017, MSC Seaside's scheduled dock in PortMiami was on December 21, 2017. Miami-Dade funded the USD 38 million reconstruction project, which increased the terminal's capacity up to 6000 passengers. In FY2019, the cruise port handled 6, million passengers, providing jobs and contributing ~USD 7,8 billion to the state's economy. On May 4, 2018, from Barcelona to PortMiami were delivered 2x large-sized "Seaport Passenger Boarding Bridges".

In February 2023 was subcontracted PowerCon AS (Hadsund Denmark-based engineering and manufacturing company specializing in electrical power conversions) to deliver 5x shore power systems for cruise vessels. For this particular project was established the subsidiary PoweCon USA. When completed (2023-Q4), the combined shore-power system will be the world's largest. In 2018, PortMiami implemented the NOAA agency's (National Oceanic and Atmospheric Administration) PORTS system (Physical Oceanographic Real-Time System). The system is a public-private partnership for reducing in-port ship accidents (by over 50%) and transit delays for commercial shipping traffic. PortMiami's annual benefit from the PORTS system was estimated at around USD 300 million.

In May, the program received USD 2 million funding by DERA Program (Diesel Emissions Reduction Act). According to US federal law, ICW must be maintained at min-depth 3,7 m (12 ft). ICW is toll-free, but since 1978 commercial users (cargo barges) are charged a fuel tax, which is used for facilities maintenance. Various studies on LNG bunkering were conducted, regarding whether these operations (LNG supply to berthed vessels) to be land or water-side. The port expects to receive its first LNG-powered cruise liner in 2022. Miami Metro is USA's 8th-most populous and 4th-largest, with population around 5,5 million.

Miami Florida cruise port schedule

Table Of Content

World's largest cruise ports
Cruise Lines Sailing from Miami (By Month)
Public Transit Fort Lauderdale-Hollywood International Airport to Port of Miami
April 2024 Cruises from Miami, Florida
Schedule September 2023

If you’re feeling more adventurous, rent a boat to explore the Everglades and catch a glimpse of an alligator or manatees. Other restaurants and shops for purchasing last-minute toiletries and other items can also be found in downtown Miami, which is just over the bridge that connects to the port. Pickup locations are located on the middle inner curb of arrivals level. Take the Metrorail's Orange Line to downtown Miami's Freedom Tower stop (about 30 minutes).

World's largest cruise ports

Here are also homeported two of RCI's largest liners - Allure of the Seas and Symphony of the Seas. The new MSC Terminal can handle three large vessels simultaneously (max daily passenger capacity 36000) and is fitted with shorepower connectivity. In 2010 were handled 4,33 million cruise passengers (1 in 7 in the world). For FY11 (fiscal year 2011), PortMiami reported an economic impact in Miami-Dade County of USD 18 billion, providing around 176,000 local jobs.

Cruise Lines Sailing from Miami (By Month)

If you're taking a cab to the Miami cruise port on the day of your sailing, your driver will need to follow signs for your ship's terminal after entering the port. Specific drop-off locations are designated at each terminal, and each terminal has its own designated taxi area. If you do not want your e-mail address released in response to a public records request, do not send electronic mail to this entity.

Public Transit Fort Lauderdale-Hollywood International Airport to Port of Miami

Royal Caribbean is leasing the land for an initial 20-year period (until 2048) at base rent US$9,5 million per year (annual increase 1,5%). In addition to the base rent, Miami-Dade County receives US$5,50 per cruise passenger in excess of 1,55 million pax. The plans for the new Royal Caribbean terminal were approved by Miami's Board of County Commissioners on July 7, 2016. Under the agreement, RCCL fully financed the construction, except US$15M that PortMiami paid for infrastructure/road works.

The city is a leader in international trade, commerce, finance, media, entertainment, arts. In 2010, it was ranked USA's 7th and world's 33rd in terms of human capital, business activities, information exchange, politics and culture. Nicknamed "Capital of Latin America", Miami is USA's largest city with Cuban-American citizens. Fish from some of the best spots in Miami, including Biscayne Bay and South Beach. The crystal blue water and warm climate provide an opportunity to catch a wide array of fish species including marlin, tuna, sailfish and more! Get a great view on this open-topped hop-on-hop-off bus tour with 20 stops across the city.

Alaska & Pacific Northwest

The best cruises from Miami for every type of traveler - The Points Guy

The best cruises from Miami for every type of traveler.

Posted: Tue, 09 May 2023 07:00:00 GMT [source]

To see the full itineraries (ports of call dates and arrival / departure times) and their lowest rates – just follow the corresponding ship-link. Also scheduled for completion in November-2021 is the revamped Terminal H which will be Virgin Voyages state of the art terminal for its new cruise ships. More Cruise Brands and New Build ShipsModern cruising began 50 years ago at PortMiami and there is no doubt that the Cruise Capital of the World continues to expand as the world’s leading cruise port.

Schedule September 2023

The Miami cruise port advises drivers to drop off passengers and luggage at the terminal prior to parking. PortMiami has capacity to handle the world's biggest passenger ships and is homeport (turnaround port) for numerous large-sized vessels. However, port's prime shipping business are container ships, ranking it Florida's largest container cargo port and USA's 9th-largest. Annually, it handles 4+ million cruise ship tourists, around 7,4 million cargo tons and 1+ million TEU-containers. PortMiami welcomed 7,299,294 cruise vacationers in 2023, with plans to exceed that number going forward thanks, in part, to new state-of-the-art cruise terminals built with innovative funding by the cruise lines. This makes PortMiami the preferred departure destination to the Caribbean, Mexico and beyond.

Porters are available at the entrance to each terminal to take your luggage. Cruisers can also arrive at the Port of Miami from the Fort Lauderdale-Hollywood International Airport (FLL), which is about 25 miles away. As is the case with MIA, you have the option to arrange a shuttle with your cruise line. The expected numbers for fiscal 2018 were ~US$180,000 (parking) and US$210,000 (marketing). On November 15, 2022, RCG-Royal Caribbean Group signed a 36-year lease agreement that includes developing and exclusive operation of PortMiami's Terminal G.

The facility incorporates PortMiami's existing terminals B and C into a single/new "Terminal B". The new terminal building (nicknamed 'Crown of Miami') serves exclusively RCCL/RCG-Royal Caribbean Group-owned ships. In June 2016, PortMiami leased 10 acres (0,04 km2) of land to RCCL to build and exclusively operate a dedicated terminal.

From there, hop on Miami Trolley's Coral Way route to take you the rest of the way. The trolley drops off at the port every 15 to 20 minutes from early until mid-evening all days except Sunday. On May 2, 2017, was announced that Miami-Dade County commissioners approved the agreement with NCLH/Norwegian Cruise Line Holding for a new terminal at PortMiami.

According to the MoU (memorandum of understanding) between Royal Caribbean and Miami-Dade County, the Terminal's completion date was July 31, 2018. RCCL was responsible for the Terminal's design and construction of the facilities (including parking garages with combined capacity 1000 vehicles). The 2018-signed MoU agreement received approval from Miami-Dade's Commissioners on April 9, 2019 and the deal was officially signed on September 19, 2019.

In late-October 2019 was approved the agreement for Brightline Miami to be rebranded "Virgin Trains" and Virgin Group to build a train station (Virgin Trains PortMiami) at the cruise port. The new station serves high-speed trains and connects PortMiami directly with the USA's intercity railway system and Orlando International Airport. Construction works on Virgin Trains PortMiami are scheduled for completion in 2022. Port Miami cruise ship schedule shows timetable calendars of all arrival and departure dates by month. The port's schedule lists all ships (in links) with cruises going to or leaving from Miami, Florida.

The new terminal, at 200,000 square feet, serves as homeport to some of Royal Caribbean's largest ships. Construction works started in October 2019, with scheduled completion in November 2021. The USD 150 million (~EUR 137 million) facility was officially renamed from "Terminal H" to "Terminal V".

And some cruise lines only sail from Miami during certain months of the year. With so many things to see and do though it might be hard to decide just what do to during your limited time. Our port guide, and accompanying articles about parking, transportation, park and cruise hotels, and attractions will provide you with all the information you need to plan your pre or post-cruise stay in the Miami area.

With the new terminal, this capacity was expected to increase to ~2 million. The new facility was designed by Arquitectonica and built by Fincantieri Infrastructure. It is adjacent to Royal Caribbean's Terminal A. Construction works started on March 10, 2022, with scheduled completion and inauguration in December 2023. MSC Terminal AAA (completed in October 2022) has capacity to handle MSC WORLD-Class liners (fleet's ever-largest, with passenger capacity 7000). Terminal F is PortMiami's 3rd cruise terminal dedicated to Carnival ships as well as currently the largest in North America.

What Happens To Old Cruise Ships: Retirement, Repurposing, And More

Table Of Content

Whimsical Seuss Breakfast on Carnival Cruise Line
What Drinks Can You Bring On Princess Cruise
Berlin’s Famous Hotel Adlon Five Stars
Your favorite cruise ship may never come back: 23 classic vessels that could be laid-up, sold or scrapped
Dramatic: Carnival Ship Suffers Fire at Sea (See the Video)
Are There Any Additional Services or Amenities Available for Pets During the Flight?

Brightline offers convenient and accommodating options for fans attending events at Hard Rock Stadium. For the Miami Open, dedicated trains and shuttles are available from the Aventura station. There are also complimentary Brightline+ shuttles and walk-up shuttles that operate on a roundtrip schedule. This transportation aims to connect fans seamlessly and make their journey to the stadium more convenient. For the Miami Open, dedicated trains and shuttles are available from the Aventura station, with complimentary Brightline+ shuttles provided. Plus, Brightline offers amenities like in-station bars and food options, making our journey to the stadium a breeze.

Whimsical Seuss Breakfast on Carnival Cruise Line

Some ships are also purposely sunk to create artificial reefs for recreational diving. Most often, these include naval ships that are strategically placed in the ocean floor to create artificial reefs for divers to explore. The American Star accidentally ran aground in the Canary Islands during a rough storm while being towed to a dry dock for refurbishment. The ship was meant to be turned into a 5-star resort hotel off the coast of Phuket, Thailand. The American Star broke in two following the unfortunate incident, which created an unusual sight for locals and tourists alike.

What Drinks Can You Bring On Princess Cruise

It's not uncommon for major lines to sell off older vessels after they reach 20 or 25 years of age. Carnival, for instance, removed two ships from its fleet (Celebration and Holiday) during the economic downturn of 2008 and 2009 that were 21 and 24 years old, respectively. The last Royal Caribbean ship to leave its fleet, Legend of the Seas, was 22 years old at the time.

Berlin’s Famous Hotel Adlon Five Stars

The other two were transferred years ago to Royal Caribbean-affiliated Pullmantur. Grandeur of the Seas is one of Royal Caribbean's Vision Class ships, which the line has slowly been removing from its fleet. Two other Vision Class ships -- Splendour of the Seas and Legend of the Seas -- already have been transferred in recent years to British line Marella Cruises. Unveiled in 1996, this is the third oldest of Royal Caribbean's 26 ships, and it's already scheduled to leave the line's fleet in 2021. But on Monday, Pullmantur announced it was insolvent and reorganizing under Spanish insolvency laws. This is another Fantasy Class ship at Carnival that shows up at ship broker sites, suggesting that Carnival is ready to part ways with it.

I Quit My 9-To-5 To Work on a Cruise Ship: Here's How Much Money I Make Now - Yahoo Finance

I Quit My 9-To-5 To Work on a Cruise Ship: Here's How Much Money I Make Now.

Posted: Sun, 29 Oct 2023 07:00:00 GMT [source]

Repurposing a cruise ship into a floating hotel involves converting the cabins into guest rooms, refurbishing the public areas, and adapting the ship’s infrastructure to meet the needs of hotel guests. The result is a one-of-a-kind lodging option that combines the comforts of a hotel with the charm and allure of a maritime setting. The ship’s systems and equipment are thoroughly inspected, and any necessary repairs or upgrades are made.

In addition to the initial purchase or lease cost, residents will pay an all-inclusive living fee per person per month that covers food and beverages, housekeeping, laundry, Wi-Fi, and, of course, fuel for the ship. You might be surprised to know that the largest scrap yard for ships in the world located in Alang, India recycles around 50 percent of decommissioned cruise ships. Cruise ships either use their own power to go or they’re towed, which is a bit more difficult.

Dramatic: Carnival Ship Suffers Fire at Sea (See the Video)

They also lack a significant number of balcony cabins that many cruisers today desire. At 70,367 tons, Carnival Fantasy is about half the size of Carnival's newest ship, Carnival Panorama. Note that the list does not include vessels from some overseas lines that operate in languages other than English, such as Germany's Aida Cruises. Aida, a part of Carnival Corporation, has several older, smaller vessels that would be logical candidates for removal in a companywide purge of older and smaller vessels. A few months ago the 1934 Rolls Royce car that had sailed on the ship parked next to the Rolls Royce Café aboard Ecstasy was removed from the ship and placed on the new Carnival Celebration.

Carnivale

Retired Couple Sells Everything To Live on Cruise Ships Forever - My Modern Met

Retired Couple Sells Everything To Live on Cruise Ships Forever.

Posted: Wed, 03 Jan 2024 08:00:00 GMT [source]

The ship went through a variety of sales and names before becoming a casino ship in 2000. Today, she is still sailing with New Century Cruise Line as the MV Leisure World, offering guests a casino, karaoke, miniature golf, a sauna, and other amenities. The cruise market continues to evolve into a post-pandemic structure, and Carnival Cruise Line is at the forefront of that evolution as it debuts new itineraries, new features, and new ships for passengers to enjoy. While Carnival Ecstasy is not yet a “former” ship, her end is confirmed and she will undoubtedly be given good treatment in her final days before her retirement.

Older ships can also require more maintenance, which becomes costly for cruise line to continue operating. These older ships also lack newer technology and might be less efficient overall than newer ships. When you choose to apply (and are approved) for a new credit card through our site, we may receive compensation from our partners, and this may impact how or where these products appear. Please view our advertising policy and product review methodology for more information. Things like mechanical breakdowns, disaster-related shutdowns and cruise line business decisions can drastically affect your plans — more so than in most land-based living situations. You would need annual travel insurance as well as enough available money to cover hotels and transportation from almost anywhere on the globe.

Using a wide range of vibrant and festive colors, my artworks reflect a sense of joy and celebration. I strive to create pieces that evoke positive emotions and capture the essence of happiness. Eshet Cohen’s ceramic pots are a testament to her mastery of texture, with their intricate patterns and tactile surfaces. By incorporating various techniques, such as carving and layering, she creates a sense of depth and dimension in her artworks. As an artist, Iris Eshet Cohen has made significant contributions to the art world through her exploration of texture and dimension.

As the cruise line struggled with debt during the shutdown, Grand Celebration was sold for scrap, and she was officially broken up in March 2021. Originally built as RMS Transvaal Castle in 1961, this ship had several names with sales and transfers to different lines until it was eventually sold to Carnival Cruise Line in 1977. She was rebranded, updated, and entered service as Festivale in 1978, after being converted from serving primarily as a cargo vessel with only very limited passenger capacity. More than 20 ships in its fleet sail 365 days a year all over the world, with new ships always being developed and new itineraries being explored. If you've sailed before, then you know that the cruise fare -- while being the largest portion of what you'll spend -- is also just part of the cost of taking a cruise. We chose to analyze cruising aboard a moderately priced Royal Caribbean ship for a year.

If you’re looking for something a little more long-term, there are residential ships available, too. The World, the largest private residential yacht on Earth, offers 165 residences, ranging from studios to sprawling two and three-bedroom units. Residents collectively own the ship, and every three years, it dry docks and undergoes extensive renovations to elevate the lounges, restaurants, and other facilities. For starters, you will want to book a cruise that offers a long-term itinerary. You don’t want to be forced to shift from one ship to another every few days, so look for a cruise allowing passengers to stay for months.

Make the most of your Miami Open experience with the convenient and complimentary shuttles provided by Brightline. With these exclusive benefits and amenities, Brightline ensures that your event experience is truly exceptional. This partnership between Brightline and Hard Rock Stadium truly enhances the fan experience. As an enthusiast of attending events at Hard Rock Stadium, I’m excited to share news about the collaboration between Brightline and the Stadium aimed at enhancing our travel options. This alliance seeks to upgrade our experiences by providing easy-to-access and handy transportation alternatives.

How Much it Costs to Retire on a Cruise Ship Real Life Example

Table Of Content

Pacific Princess
Berlin’s Famous Hotel Adlon Five Stars
Exploring Juneau: History Wilderness Local Delights Uncovered
Sailed to Turkey to the Aliaga Ship Breaking Yard
Can Fans Bring Their Own Food and Beverages on Board the Brightline Trains and Shuttles?
Eshet Cohen’s Use of Color

While ship graveyards can be visually captivating, they also pose environmental concerns. The presence of retired vessels in these waters can impact marine ecosystems if not properly managed. It is crucial for ship owners and authorities to implement measures to mitigate any potential pollution and ensure the protection of the surrounding environment. As the demand for more sustainable practices increases, efforts are being made to improve ship scrapping methods. Enhanced safety measures, stricter regulations, and the establishment of certified ship recycling yards are some of the steps being taken to promote responsible ship scrapping and minimize environmental harm.

Pacific Princess

When it comes to traveling with pets, the VistaPet Pochette truly has you covered. Developed in collaboration with experts in the pet industry, the VistaPet Pochette is a convenient and comprehensive travel bag designed to cater to all the needs of your furry companion during and after the flight. With influences from abstract painters and multimedia creators, Eshet Cohen’s diverse artistic mediums showcase her versatility and creativity.

Berlin’s Famous Hotel Adlon Five Stars

Built in 1992 for Majesty Cruise Line, this ship was originally named Royal Majesty until she was purchased by NCL in 1997. She was then lengthened by 110 feet, and offered a range of sailings from Charleston and Baltimore until 2004. Originally sailing with Cunard Cruise Line as Cunard Adventurer, this ship was built in 1971 and purchased by NCL in 1977.

Exploring Juneau: History Wilderness Local Delights Uncovered

These captivating vessels offer a unique accommodation experience, allowing guests to stay onboard and enjoy the amenities and ambiance of a luxury cruise ship. The retirement and disposal of cruise ships mark the end of a remarkable journey for these majestic vessels. From their construction and years of operational service to their eventual retirement, cruise ships have a lifecycle filled with adventure, luxury, and memories. Understanding the various stages and methods involved in cruise ship disposal provides insights into the industry’s commitment to sustainability, responsible practices, and the preservation of maritime heritage.

How Much it Costs to Retire on a Cruise Ship (Real Life Example)

“When we retired, we sold our house and started living full time on cruise ships” - Toronto Life

“When we retired, we sold our house and started living full time on cruise ships”.

Posted: Fri, 12 Jan 2024 08:00:00 GMT [source]

From limited space to uncertain animal care standards, it can be a stressful experience for both the pet and the owner. When it comes to making the travel experience for pets more enjoyable, VistaJet has taken significant steps. As a pet owner myself, I understand the importance of finding the best pet friendly accommodations and ensuring pet safety during travel. That’s why I’m impressed with VistaJet’s commitment to enhancing the pet travel experience.

Is Living on a Cruise Ship Really Cheaper Than a Retirement Home? - The Motley Fool

Is Living on a Cruise Ship Really Cheaper Than a Retirement Home?.

Posted: Sat, 14 Oct 2023 07:00:00 GMT [source]

Consider contacting the cruise line and asking about their treatment facilities; they will gladly share this information with you. While it may sound fairly complex, the logistics of retiring on a cruise ship are fairly simple. Basically, you would just need to book back-to-back cruise vacations that depart and return to the same port. Yes, there are discounts available for Miami Open ticket holders who use Brightline transportation. Using Brightline offers benefits like in-station bars, complimentary food and beverages for premium ticket holders, and enhanced onboard amenities.

Even an introvert might find the social scene of a cruise ship a better arrangement than a more solitary retirement scenario. The opportunity to stay onboard and foster those relationships for long stretches might be irresistible. Simply not having to worry about grocery shopping, meal preparation or home maintenance tops most people's lists of retirement goals, and all of those would fit into a cruise ship retirement. It's possible to plan your retirement cruise itinerary to ensure you are always headed away from cold and snow. By contrast, a year onboard a luxury cruise line like Silversea, Seabourn or Regent Seven Seas will cost a minimum of $200,000 per person ($548 per person per night).

The ship was used as a ‘floating campus’ for a study abroad program; however, the ship was formerly a German cruise ship named the MS Deutschland before being sold and repurposed. During this time, a ship is continuously maintained and likely refurbished multiple times. These refurbishments send a cruise ship to a dry dock where it receives upgraded technology and amenities, along with inspecting, painting and general cosmetic improvements.

Even an option that visits the same ports over and over might be more appealing than staying at home for some people. We are no longer supporting IE (Internet Explorer) as we strive to provide site experiences for browsers that support new web standards and security practices. Finally, living out of a suitcase can be tiresome, especially as you enter your retirement years and want to settle into a permanent lifestyle. This sense of isolation during cruise retirement can be difficult for many people, especially if they have children and grandchildren with whom they are close.

From luxury hotels to training facilities, these retired vessels continue to make an impact, albeit in different ways. According to CruiseFever, a website that provides statistics about the ocean cruise industry, the average person spent approximately $237 per day aboard a cruise ship in 2022. This included the ticket price and onboard spending for food, entertainment and miscellaneous purchases.

Additionally, the VistaPet Pochette, a specially designed travel bag, provides everything your pet needs, including high-quality pet food, training treats, and fur care products. As a pet owner myself, I can confidently say that private pet travel with VistaJet is the epitome of luxury and peace of mind. When it comes to flying with pets, there are numerous challenges that pet owners face on commercial airlines. By working together, we have created the VistaPet Pochette, a travel bag specifically designed for pets. This innovative bag includes high-quality pet food from Rockster, unique dog training treats by Michel Roux, and fur care products by Kibble Pets.

Something else to keep in mind is the quality of care you could receive on a cruise ship. Ships are required to maintain medical staff on-call 24/7, including at least one physician. That’s reassuring for emergencies but if you have a non-life-threatening condition that requires specialized treatment, that may be more difficult to come by on the ship. If you’re more than six hours away from a U.S. port, your Medicare coverage wouldn’t kick in. You could maintain a private health insurance policy as a supplement, but you’d need to read the fine print.